The Financing Solution For Any size Contractor

Our privacy policies are designed to protect you

Your privacy is important to IHCS Finance. We are committed to protecting the personal information we collect, use, and share. This U.S. Online Privacy Notice (“Notice”) explains how IHCS Finance and its affiliates manage your personal information when you interact with us online through our websites, mobile applications, and online services (“Sites and Apps”) via your computer, smartphone, tablet, or other devices (“Devices”).

Information Collection

This Notice describes how we collect personal information when you:

  • Visit, use, or interact with our Sites and Apps.
  • Interact with our online advertisements, including those displayed on third-party websites and services.
 
Use and Sharing of Information

We may use and share your personal information to:

  • Provide and deliver products and services to you.
  • Manage your account and process transactions.
  • Communicate with you about your account, products, and services.
  • Personalize your experience on our Sites and Apps.
  • Conduct marketing and advertising activities, including targeted advertising.
  • Manage and administer events and promotions.
  • Comply with legal and regulatory requirements.
  • Protect against fraud and other illegal activities.
 

The terms “IHCS Finance,” “we,” “us,” or “our” in this Notice refer to IHCS Finance LLC and its U.S. affiliates and subsidiaries that link to or reference this Notice.

Consent and Use of Sites and Apps

By using our Sites and Apps, you consent to the terms and conditions of this Notice. Our U.S. online services covered by this Notice are intended for a U.S. audience. If you access our online services from outside the U.S., your information may be transferred to and processed in the U.S.

Third-Party Service Providers

IHCS Finance works with third-party service providers who are contractually obligated to protect your information and comply with applicable laws. However, when you interact with third-party websites or apps, please review their respective privacy policies to understand how your information is collected, used, and shared.

Updates to this Notice

This Notice may be updated periodically to reflect changes in our practices or applicable law. We encourage you to review it regularly. The “Effective Date” at the top of this page indicates when this Notice was last updated.

This Privacy Policy describes how IHCS Finance (“we,” “us,” or “our”) collects, uses, and discloses your personal information when you interact with our website (the “Website”) and how we handle phone numbers received from contractors.

We collect information directly from you and from contractors:

From Website Visitors:

  • Comments: When you leave comments on our website, we may collect your name, email address, website (optional), IP address, and browser user agent string. This information is used for spam detection and to display your profile picture with your comments.

From Contractors:

  • Phone Numbers: We receive phone numbers from contractors who are using our financing services. These phone numbers belong to potential customers who have expressed interest in financing options for home improvement projects.

  • Financing Approvals: We use phone numbers received from contractors to contact potential customers and discuss financing options for their home improvement projects.

  • Promotions: We may use your phone number to send you promotional messages about IHCS Finance services and its affiliated contractors.

  • Respond to Inquiries: We may use your information to respond to your inquiries and requests.

Your Choices

  • You can opt-out of receiving promotional messages by replying “STOP” to any message you receive from us.

  • You can request access to the personal information we hold about you or request that we erase it by contacting us at [email protected]

We will not sell or share your personal information with any third party for marketing or promotional purposes. We may disclose your information to service providers who assist us in operating the Website or providing financing services. These service providers are contractually obligated to keep your information confidential.

We will retain your phone number for as long as it is necessary to fulfill the purposes described in this Privacy Policy. We may also retain your information for a longer period as required by law or to comply with our legal obligations.

Our website is not intended for children under the age of 18. We do not knowingly collect personal information from children under 18.

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on the Website.

We are committed to complying with all applicable laws and regulations, including the Telephone Consumer Protection Act (TCPA) and the 10-digit long code (10DLC) regulations. We only contact individuals whose phone numbers have been provided to us by authorized contractors. We obtain prior express written consent from contractors before contacting their customers. We adheres to all TCPA and 10DLC regulations.

By providing your telephone number, you consent to receive calls, emails, and text messages. MSG & data rates may apply. Message frequency may vary. Reply “STOP” to opt-out and “HELP” for help. View our Privacy Policy for more information

At IHCS FINANCE, LLC, we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy outlines our practices concerning the collection, use, and protection of your data.

1. Data Collection and Usage

We collect and process personal information for the following purposes:

– To provide and improve our services

– To communicate with you about our products and services

– To process your transactions

– To comply with legal obligations

2. Information We Collect

We may collect the following types of information:

– Contact information (name, email address, phone number)

– Usage data and analytics

– Technical information about your device and browsing

3. Your Rights

You have the right to:

– Access your personal information

– Request corrections to your data

– Request deletion of your data

– Opt-out of marketing communications

4. Contact Information

For privacy-related inquiries, please contact us at:

Email: [email protected]

Phone: 754-318-9900

Website: https://ihcsfinance.com/

5. Data Protection

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction.

6. Third-Party Sharing

We may share your information with:

– Service providers who assist in our operations

– Legal authorities when required by law

– Business partners with your consent

7. Consent

By using our services, you consent to:

– The collection and use of your information as described

– Our communication with you about our services

8. SMS Communications Privacy Policy

At IHCS FINANCE, LLC, we are committed to protecting your privacy in SMS communications. This section outlines our practices for SMS messaging:

Message Types and Content:

– Service Messages: Technical support, troubleshooting assistance, and service updates

– Account Notifications: Important account and service-related information

– Response Messages: Direct replies to your inquiries and support requests

– Promotional Content: Special offers and updates (with prior consent)

Consent and Opt-Out:

– By providing your mobile number, you consent to receive SMS messages from us

– Reply “STOP” to opt-out of all messages

– Reply “HELP” for assistance

– Message frequency varies based on your interaction with our services

Data Protection:

– Your mobile number and messaging history are securely stored

– We do not share or sell your mobile number for marketing purposes

– Message data is retained according to our data retention policies

Carrier Information:

– Message and data rates may apply

– Supported carriers include all major U.S. wireless carriers

– SMS delivery and timing may depend on your carrier’s network

Contact and Support:

For SMS-related privacy concerns, contact us at:

Email: [email protected]

Phone: 754-318-9900

9. Opt-Out Procedures

You can opt-out of:

– SMS communications (reply STOP to any message)

– Marketing communications

– Data collection for analytics

– Third-party sharing

10. Updates to This Policy

We may update this Privacy Policy periodically. We will notify you of any material changes by posting the new Privacy Policy on this page.

For any questions about this Privacy Policy, please contact us at [email protected].