This Privacy Policy describes how IHCS Finance (“we,” “us,” or “our”) collects, uses, and discloses your personal information when you interact with our website (the “Website”) and how we handle phone numbers received from contractors.

We collect information directly from you and from contractors:

From Website Visitors:

• Comments: When you leave comments on our website, we may collect your name, email address, website (optional), IP address, and browser user agent string. This information is used for spam detection and to display your profile picture with your comments.

From Contractors:

• Phone Numbers: We receive phone numbers from contractors who are using our financing services. These phone numbers belong to potential customers who have expressed interest in financing options for home improvement projects.

• Financing Approvals: We use phone numbers received from contractors to contact potential customers and discuss financing options for their home improvement projects.

• Promotions: We may use your phone number to send you promotional messages about IHCS Finance services and its affiliated contractors.

• Respond to Inquiries: We may use your information to respond to your inquiries and requests.

Your Choices

• You can opt-out of receiving promotional messages by replying “STOP” to any message you receive from us.

• You can request access to the personal information we hold about you or request that we erase it by contacting us at [email protected]

We will not sell or share your personal information with any third party for marketing or promotional purposes. We may disclose your information to service providers who assist us in operating the Website or providing financing services. These service providers are contractually obligated to keep your information confidential.

We will retain your phone number for as long as it is necessary to fulfill the purposes described in this Privacy Policy. We may also retain your information for a longer period as required by law or to comply with our legal obligations.

Our website is not intended for children under the age of 18. We do not knowingly collect personal information from children under 18.

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on the Website.

We are committed to complying with all applicable laws and regulations, including the Telephone Consumer Protection Act (TCPA) and the 10-digit long code (10DLC) regulations. We only contact individuals whose phone numbers have been provided to us by authorized contractors. We obtain prior express written consent from contractors before contacting their customers. We adheres to all TCPA and 10DLC regulations.

By providing your telephone number, you consent to receive calls, emails, and text messages. MSG & data rates may apply. Message frequency may vary. Reply “STOP” to opt-out and “HELP” for help. View our Privacy Policy for more information